For seniors seeking financial stability, reverse mortgages offer a viable solution to leverage home equity. Understanding the best reverse mortgage lenders in the US for 2025 is crucial for making informed decisions. Here’s a look at some of the top lenders and what they bring to the table.
AAG is one of the largest reverse mortgage lenders in the US, known for its strong customer service and extensive resources. They provide a range of flexible reverse mortgage products, including home equity conversion mortgages (HECM). AAG’s online resources simplify the application process, making it accessible for homeowners aged 62 and older.
Finance of America Reverse offers personalized services and a variety of reverse mortgage options tailored to individual needs. Their dedicated loan officers are trained to help borrowers navigate the complexities of reverse mortgages. With a solid reputation for transparency and customer satisfaction, FAR also provides educational resources to ensure clients understand their choices.
Liberty Home Equity Solutions is known for its competitive rates and innovative products. They offer a reverse mortgage product called the “Liberty Home Equity Reverse Mortgage,” designed for both purchase and refinance options. Their commitment to customer education is evident through their workshops and comprehensive online tools.
As part of the well-respected Mutual of Omaha brand, Mutual of Omaha Mortgage has built a strong reputation in the reverse mortgage space. They offer HECM and proprietary reverse mortgage programs with competitive interest rates. Their team works closely with borrowers to ensure a seamless experience, and they provide valuable support throughout the application process.
OneReverse Mortgage, a subsidiary of Quicken Loans, stands out due to its strong online presence and digital tools. They provide a streamlined application process that allows potential borrowers to explore their options with ease. OneReverse Mortgage is committed to transparency and offers a wealth of resources that help homeowners make informed decisions.
Reverse Mortgage Funding is dedicated to innovative solutions and customer satisfaction. They offer a variety of products, including FHA-insured HECMs and proprietary offerings. Their experienced team of loan advisors is focused on finding the right mortgage solutions for seniors, ensuring they understand the advantages and implications of their choices.
Seniors First prides itself on providing exceptional customer service and competitive rates. They cater specifically to seniors looking to improve their financial situation through reverse mortgages. Their straightforward application process and commitment to supporting clients throughout their financial journey make them a strong contender among reverse mortgage lenders.
Choosing the right reverse mortgage lender can significantly impact your financial future. The best lenders in 2025, such as AAG, FAR, Liberty Home Equity Solutions, Mutual of Omaha Mortgage, OneReverse Mortgage, RMF, and Seniors First, offer diverse products, competitive rates, and excellent customer support. Always take the time to research, compare lenders, and consult with financial advisors before making decisions that will affect your retirement finances.
